Your credit rating does not figure out your dependence on a car. You'll have great credit, bad credit, or no credit and still require a car. Most likely, you ought to get be effective, drive the young ones to college, and manage your other duties. One difference that is significant with good credit you're going to be authorized for a car loan fairly effortlessly. However with dismal credit or no credit, you may get stuck without choices. You will need a brand new car, yet other dealerships aren't happy to work with you, along with your bank has turned you straight down for an auto loan.